{"id":16696,"date":"2023-08-15T10:25:30","date_gmt":"2023-08-15T06:55:30","guid":{"rendered":"https:\/\/bilangozareshgar.ir\/finansal-kuruluslarda-denetcilerin-gorevlerini-yerine-getirmelerine-yonelik-mevcut-kisitlamalar\/"},"modified":"2025-08-19T10:56:38","modified_gmt":"2025-08-19T06:26:38","slug":"finansal-kuruluslarda-denetcilerin-gorevlerini-yerine-getirmelerine-yonelik-mevcut-kisitlamalar","status":"publish","type":"post","link":"https:\/\/bilangozareshgar.ir\/tr\/finansal-kuruluslarda-denetcilerin-gorevlerini-yerine-getirmelerine-yonelik-mevcut-kisitlamalar\/","title":{"rendered":"Finansal kurulu\u015flarda denet\u00e7ilerin g\u00f6revlerini yerine getirmelerine y\u00f6nelik mevcut k\u0131s\u0131tlamalar"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><p>[vc_row][vc_column][vc_column_text css=&rdquo;.vc_custom_1755584785846{background-image: url(https:\/\/bilangozareshgar.com\/wp-content\/uploads\/2023\/06\/&#1586;&#1740;&#1585;-&#1605;&#1578;&#1606;_prev_ui.png?id=13983) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&rdquo;]<\/p>\n<h3><strong>Finansal kurulu&#351;larda denet&ccedil;ilerin g&ouml;revlerini yerine getirmelerine y&ouml;nelik mevcut k&#305;s&#305;tlamalar <\/strong><\/h3>\n<p>Finansal kurumlarda denet&ccedil;ilerin s&#305;n&#305;rlamalar&#305;, denet&ccedil;ilerin temel s&#305;n&#305;rlamas&#305;, bir yandan baz&#305; bankalar&#305;n y&ouml;netim kurullar&#305;n&#305;n bankac&#305;l&#305;k d&uuml;zenlemelerini ciddiye almamas&#305;ndan, di&#287;er yandan da denetim otoritesinin bu denetimi ciddiye almamas&#305;ndan kaynaklanmaktad&#305;r.<\/p>\n<p>Bankan&#305;n ana faaliyeti, &#304;slami s&ouml;zle&#351;meler &#351;eklinde kolayl&#305;klar sa&#287;lamakt&#305;r.<\/p>\n<p>Fonlar&#305;n vesayet ve y&ouml;netimi, kredi alacak ki&#351;inin mali durumunun ve geri &ouml;deme kabiliyetinin ve ba&#351;vuru sahibinden al&#305;nan belgelerin dikkatlice incelenip de&#287;erlendirilmesini ve anapara ve faizin iadesi sa&#287;land&#305;ktan sonra kredinin taksitler halinde verilmesini zorunlu k&#305;lar. .<\/p>\n<p>Bu nedenle, bu sekt&ouml;rlerin denetiminin &ccedil;o&#287;u, bankalar&#305;n faaliyetlerini d&uuml;zenleyen bankac&#305;l&#305;k kanunu ve d&uuml;zenlemelerine dayanmaktad&#305;r.<\/p>\n<p>Denetim makam&#305; Merkez Bankas&#305;&rsquo;d&#305;r ve bu denetimin bir k&#305;sm&#305;n&#305; uygulamak i&ccedil;in ba&#287;&#305;ms&#305;z denet&ccedil;ilerin hizmetlerinden yararlanmaktad&#305;r. Basit bir ifadeyle, ba&#287;&#305;ms&#305;z denet&ccedil;i, denetim otoritesinin <a href=\"https:\/\/www.iica.ir\/\" target=\"_blank\" rel=\"noopener\">denetim koludur.<\/a><\/p>\n<p>Ayr&#305;ca merkez bankas&#305; m&uuml;fetti&#351;leri arac&#305;l&#305;&#287;&#305;yla saha denetimine sahip olup, bankalar&#305;n t&uuml;m finansal bilgileri online olarak sa&#287;lanmakta ve ayl&#305;k bakiye merkez bankas&#305;n&#305;n kullan&#305;m&#305;na sunulmaktad&#305;r.<\/p>\n<p>Ana s&ouml;zle&#351;mesinde farkl&#305; bir h&uuml;k&uuml;m bulunan ihtisas bankalar&#305; hari&ccedil; olmak &uuml;zere, bir bankan&#305;n ana faaliyeti, esas olarak bulundu&#287;u yerden mevduat &ccedil;ekmek ve kredi vermek &uuml;zerine kuruludur ve bu faaliyeti sa&#287;lamak i&ccedil;in merkez bankas&#305;, bankalar&#305;n mali kaynaklar&#305;n&#305;n kullan&#305;m&#305;na ili&#351;kin k&#305;s&#305;tlamalara sahiptir. borsaya kote ve borsaya kote olmayan di&#287;er &#351;irketlerin hisselerinin gayrimenkul ve sabit k&#305;ymetlerinin sat&#305;n al&#305;nmas&#305;, ortakl&#305;k bonolar&#305; vb.<\/p>\n<p>Dolay&#305;s&#305;yla bankan&#305;n &#351;irkete girmesi ve bu t&uuml;r faaliyetlerde bulunmas&#305; bankan&#305;n riskini art&#305;rmakta ve bu esasa g&ouml;re merkez bankas&#305; an&#305;lan k&#305;s&#305;tlamalar&#305; ilan etmekte ve uygulamaktad&#305;r.<\/p>\n<p>Bankalar&#305;n y&ouml;netimi ciddi anlamda merkez bankas&#305;n&#305;n d&uuml;zenlemelerine uyarsa, merkez bankas&#305;n&#305;n denetimini ciddiye al&#305;rsa ve tabii ki merkez bankas&#305; da <a href=\"https:\/\/bilangozareshgar.com\/tr\/denetim-nedir-2\/\" target=\"_blank\" rel=\"noopener\">denetimini<\/a> ciddiye al&#305;rsa bankalar&#305; denetleme i&#351;i &ccedil;ok zor olmayacakt&#305;r.<\/p>\n<p>Banka y&ouml;netimlerinin denetime ciddi bir &ouml;nem vermemesi ve merkez bankas&#305;n&#305;n bu denetim yetkisini kullanmamas&#305; denet&ccedil;iler i&ccedil;in s&#305;n&#305;rlamalar ve sorunlar yaratmaktad&#305;r.<\/p>\n<p>Banka y&ouml;netiminin kararlar&#305;ndan dolayl&#305; olarak etkilendikleri anlam&#305;na gelir.&#304;ran&rsquo;da ne yaz&#305;k ki yetkililerin denetim makamlar&#305;, vergi personeli vb. g&ouml;n&uuml;l rahatl&#305;&#287;&#305;.<\/p>\n<div style=\"width: 608px;\" class=\"wp-video\"><video class=\"wp-video-shortcode\" id=\"video-16696-1\" width=\"608\" height=\"342\" loop autoplay preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/bilangozareshgar.com\/wp-content\/uploads\/2023\/08\/stock-video-businessman-accountant-using-calculator-calculating_2.mp4?_=1\" \/><a href=\"https:\/\/bilangozareshgar.com\/wp-content\/uploads\/2023\/08\/stock-video-businessman-accountant-using-calculator-calculating_2.mp4\" target=\"_blank\" rel=\"noopener\">https:\/\/bilangozareshgar.com\/wp-content\/uploads\/2023\/08\/stock-video-businessman-accountant-using-calculator-calculating_2.mp4<\/a><\/video><\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/body><\/html>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&rdquo;.vc_custom_1755584785846{background-image: url(https:\/\/bilangozareshgar.com\/wp-content\/uploads\/2023\/06\/&#1586;&#1740;&#1585;-&#1605;&#1578;&#1606;_prev_ui.png?id=13983) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&rdquo;] Finansal kurulu&#351;larda denet&ccedil;ilerin g&ouml;revlerini yerine getirmelerine y&ouml;nelik mevcut k&#305;s&#305;tlamalar Finansal [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":16385,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[3745,4419],"tags":[4423,4425,4426,4428,4424,4427,4430,4421,4433,4420,4434,4422,4219,4431],"class_list":["post-16696","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-denetim","category-finansal-muhasebede-duzenleyici-cerceve","tag-bigpur-vergi-denetimi","tag-denetim-sinirlamalari","tag-denetimin-dogal-sinirlamasi","tag-denetimin-sinirlamalari-nelerdir","tag-denetimin-sinirlandirilmasi","tag-denetimle-ilgili-sinirlamalar","tag-finansal-denetim","tag-gelismis-vergi-denetimi","tag-ingilizce-mali-denetim","tag-ingilizce-vergi-denetimi","tag-kdv-denetimi","tag-kitap-vergi-denetimi","tag-vergi-denetimi","tag-vergi-denetimi-nedir"],"acf":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/posts\/16696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/comments?post=16696"}],"version-history":[{"count":1,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/posts\/16696\/revisions"}],"predecessor-version":[{"id":35440,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/posts\/16696\/revisions\/35440"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/media\/16385"}],"wp:attachment":[{"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/media?parent=16696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/categories?post=16696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bilangozareshgar.ir\/tr\/wp-json\/wp\/v2\/tags?post=16696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}